The GOOD Club*

A debt payoff practice for professionals with dreams.

Ditch the debt—fast. Make more of the money you already make. Create life and work options you love.

This is for you if:

  • You're a professional or entrepreneur with a strong income.

  • You already know you want your debt gone to free up cashflow—you just need to see how.

  • You want to have a clean, simple approach to personal finances that makes perfect sense.

  • You want to put your money toward creating a life from which you don't want to escape.

  • You want a GOOD plan, a relatable guide in your corner, and full ownership of the process.

The approach is super simple:

Uncover

All your spending, out in the open.

Adjust

Find what's realistic to change.

Visualize

Your path to debt-free, mapped out.

Focus

Pick and hit one goal at a time.

Build

Systems/mindsets that make it stick.

Text

How it works

Step 1: Make a GOOD Plan

Nearly everyone underestimates what they spend which is why plans don't work. We'll fix that first, so the plan that follows is built on real numbers, not guesses or wishful thinking. We'll go through your spending and debt picture line by line, together. We start with facts, not frugality. From there, I suggest a couple of different paths to get out of debt, so you can see your real options before you decide how you want to proceed. And if after our first meeting you're not excited to keep going, just let me know within 24 hours for a full refund—no questions asked.

1. Sign Up & Begin

Once you sign up/pay, you'll be provided with a booking link to schedule our first meeting within the next two weeks, along with instructions for what needs to be completed before we meet.

2. Meet & Make Plans

At our first meeting, we review the spending and debt numbers you have surfaced as well as your goals. Over the next week, I work in the background to create possible debt-payoff plans.

3. Review & Go Forth

In our second meeting, we review your possibilities for getting debt-free as fast as you want to go. This meeting usually includes some happy tweaking and adjusting to get a plan you feel great about.

What you get from this initial engagement:

  • More clarity than most people ever get on their gap (+/-) between spending and income.

  • Your actual spending mapped to future paychecks. Game-changing.

  • A place to forecast and make hypothetical adjustments without committing to them.

  • A plan for how quickly you can pay off debt that honors the lifestyle you choose to live now.

  • Practical recommendations for creating a supportive budgeting system.

  • Feedback and perspective from a relatable mentor who's done this work herself to change her life.

Step 2: Systems & Habit Support

This optioinal add-on support tier is for those who want help creating and refining money systems and rhythms. Weekly 45-minute sessions, on your schedule. You book the time, I show up ready to help where you need it. You'll choose the budgeting tool that fits you; my job is to help you troubleshoot the weeks that go sideways and keep the plan honest. 90 days is typically enough time to work through hiccups, finally trust yourself with your decisions, and get you making real traction toward your GOOD plan.

What you get if you continue with monthly support:

  • Weekly accountability and encouragement

  • A place to turn when you feel stuck

  • Support as you refine your systems and habits

  • Suggestions for simplification, not more complexity

  • A safe space to ask the "dumb" questions

Why this uniquely works

The work we do together isn't complicated, and it's not meant to be. Once you see your numbers this way, share them with a relatable mentor, and get ahead of the emergencies that have knocked you off track, paying off debt one goal at a time just... works. No gimmicks, no shortcuts—just exhilarating progress you can actually see.

Who you’re working with

At The GOOD Club, I serve as Founder and Chief Client Mentor. I spent ~15 years managing tech, projects/processes, and people—before leaving to create a life and work I really like. I'm the author of two books (Dear Fellow Spender and Dear Fellow Dreamer) about coming to trust yourself with money and your big dreams, and have a third on the way about learning to trust yourself in uncertainty. Click here for more about me.

As a certified financial coach, entrepreneur, and author of the Dear Fellow Human series, I've leveraged debt to move my own life forward in the ways I want. I've paid off tens of thousands of dollars along the way; the life I'm living now of more freedom and creativity was made possible by paying off debt. Helping others create the map and financial foundation to do the same is a thrill.

Author in front

Professional Emily. Just after leaving corporate.

Author in front

Exploring Emily. Middle of Greece. Cold but happy.

I'm not here to manage your money for you or tell you how you should spend. That's the privilege of your life and I'm just here to help you get what you already want—out of debt and enjoying more flexibility.

You’ll love the results:

Behind → Ahead
Confused → Clear
Stuck → Progressing
Overwhelmed → Confident
Stressed → Peaceful
Aimless → Purposeful

What clients say

Including Emily as my financial coach has been the best decision for my finances that I have yet to make. I have already seen a huge return on investment. Niel B, DPT

Working with Emily completely changed my mentality toward money. She helped shift my mindset from avoidance and feeling overwhelmed stuck in old habits to a confident planner. I felt so comfortable bringing everything to the table for her to start from exactly where I was and ask all the questions I had and run through various scenarios where previously I would've given up trying. From helping me establish a working system to helping me shift my mindset around money all together, Emily is the best mentor. Lauren M, Creative Director

Emily helped my analyze my spending, gave me an amazing worksheet to use in planning future spending so I could see how much money I would have each month to spend, and helped me use YNAB as a second tool, in combination with the spreadsheet, to keep my monthly spending and annual goals on track. It required work on my part, and some self-searching, but the best coaching always does! Bethany D, Executive Assistant

When I got divorced and started managing money solo, I felt like I needed a new start with managing my money. Working with Emily helped me so much by breaking down the realistic spending and realistic earnings I had for my new life situation. She helped me see that earning more money wasn't the problem; it was how to make the money work for me. Emily was very positive and encouraged me along the way to assure me that I wasn't 'bad with money' but just needed a new approach. I finally felt like I was in control of my money instead of my money controlling me. I can't thank Emily enough for how she has changed my outlook on money. She is very personable and genuinely cares about improving your relationship with money. Lisa H, RN

FAQs

Questions others have before buying

I work primarily with professionals (medical professionals, physical and licensed therapists, lawyers, etc.) and entrepreneurs—smart people who used debt deliberately to get where they are: the degree, the career, the life they've built. Now you're ready to get free of it and create more options for what's next. You've shown a lot of discipline in your life, aren't comfortable sitting in status quo, and just haven't quite seen how to ditch the debt fast.

It depends on your definition. While I am a Dave Ramsey certified financial coach and am very invested in helping you get the results you want, I prefer to think of our relationship as a mentorship, not an "I-tell-you-what-to-do" relationship. The initial engagement for all clients follows a formula that delivers the clarity you've been missing for years; any further work respects your desired pace, and keeps you in the driver's seat and empowered all along the way.

Most financial plans are built to look good on paper—a spreadsheet that makes sense to whoever built it, filled in with numbers that are supposed to be true but aren't. I've seen smart, capable people quietly underestimate or hide their real spending because the "correct" answer felt safer than the honest one. None of that here! The GOOD Club is all about making and keeping things simple, very understandable, and human. We chat candidly about all of your spending, then map actual spending to actual paychecks so your money becomes very real instead of hypothetical.

Also, our focus here is not on your eventual retirement. It's on creating work and a life you like, sooner rather than later, and freeing up cashflow to create options.

Great. Keep them. I'm not a financial advisor and I don't give investment advice—we fill unique roles. I'm focused on one thing: getting your debt paid off as fast as you want to go.

  1. We meet to review the numbers you'll have already surfaced on your own given my provided guidance. At this meeting you'll get the most accurate picture of your +/- gap between spending and income you've ever had.
  2. I work in the background to organize them and shape a couple possible plans.
  3. We meet again—usually within a week—to go over those, along with what realistic changes to your spending could look like and what those would actually get you.

This is farther than most people ever get on their own, and continuing with me from here is entirely up to you. If you choose to move forward with support, we begin as soon as you're ready—typically within a week. Whether you continue with me or not, I'll give you recommended next steps for organizing your spending and making your plan happen.

That's normal—it's part of why the weekly check-ins exist. You control the scheduling; I'll send reminders, but the follow-through is yours.

You'll need a proactive budget system to help you follow your GOOD plan. This is something I absolutely help you with, especially as you continue with support. I do not, however, mandate that you use a specific tool. We'll figure out what fits you—some members use YNAB, some use something else. You choose the tool; I help you use it well. A tool you'll use, feel invested in choosing, and which keeps your money proactively organized is the most important thing here.

Your first session of the initial engagement comes with a 24-hour guarantee—if you're not excited to move forward after we meet, let me know within 24 hours and I'll refund your initial payment in full, no questions asked.* If after the initial engagement, you sign up for ongoing support, your monthly payment renews automatically—no gap in momentum, nothing to reschedule. If you need to step off, just reach out at least 48 hours before your next month starts and say "I need to step off." No questions asked, no explanation needed.

*FYI, no refunds have ever been requested—it's simply offered to make sure you're comfortable with the purchase and excited to move forward.

Who doesn't want to be part of a club making exciting things possible for yourself and others? Here we're turning debt stigma on its head and making it a positive thing to be a person with debt who's paying it off—fast. Because we have exciting things to do with more freedom. At some point, we may introduce a confidential community aspect.

What other questions do you have? Drop them below.

Everything changes when you see just how possible debt-free is for you.

$500 to make a plan you love. $500/mo to keep going.

Risk-free first meeting—full refund within 24 hours if it's not the right fit.

Email or text anytime with questions.

emily @ jointhegoodclub . com | (385) 355-4268

© The GOOD Club. All rights reserved.